Affordable Payments, Customized For You
Upgrade your home's comfort with financing that fits your budget.
Financing your HVAC system is easier than ever. Choose a traditional loan through Affirm or Enhancify, or go with zero-down leasing through our Comfort Plan, powered by Palmetto. Compare the options below and pick what fits your budget.
Financing vs. leasing — what's the difference?
Financing
With financing (Affirm, Enhancify), you take out a loan and own your new system right away. Your monthly payment goes toward paying off that loan, and your rate depends on your credit.
Leasing
With leasing (the Comfort Plan), there's no loan — Palmetto owns and maintains the equipment, and you pay one predictable monthly amount for as long as you use it. Qualifying is a soft credit check that won't affect your credit score, and system maintenance is included for the life of your plan.
The Comfort Plan, powered by Palmetto
Skip the loan entirely. The Comfort Plan is a lease, not financing — Palmetto owns your new system and handles its maintenance, while you pay one predictable monthly amount with nothing due upfront. Checking your eligibility is a soft credit pull only, so it won't affect your credit score.
Check your eligibility →
Finance With Enhancify
Turn your HVAC purchase into affordable monthly payments with Enhancify. Apply in just 60 seconds with no impact on your credit and get real-time pre-approval from a network of 30+ trusted lenders. You could receive up to $200,000 in funding as fast as 1 business day — no home appraisals, bank visits, or mountains of paperwork.
Check your eligibility →
Finance With Affirm
Make monthly payments with no late fees. Take advantage of flexible financing options through Affirm and break your purchase into manageable payments.
Check your eligibility →Questions about financing? Call us at (940) 240-6213.